Navigating Secure Payment Integrations: Lessons Learned from a PAX Terminal Project

Best Practices
August 14, 2025

Project Overview

We recently tackled an interesting project: integrating credit and debit card processing directly into dedicated Android-based payment terminals (PAX A920) for our long-term client, Value.io. While Android development is in our wheelhouse, working with secure payment devices presented unique learning opportunities.

The Power of a Multidisciplinary Team

Integrating with PAX terminals involves navigating strict security protocols, limited hardware resources, and fragmented documentation. To tackle these challenges, we assembled a team of project managers, QA analysts, senior Android engineers, and DevOps experts.

This collaborative approach helped us:

  • Quickly isolate challenges
  • Create targeted tests to validate assumptions
  • Share insights continuously

What could have been blockers turned into valuable learning opportunities for the entire team.

Balancing Control and Security

Payment terminal integration usually offers two pathways: full and semi-integration.

We opted for semi-integration, leveraging SDKs for secure card data management rather than taking full control ourselves. This approach allowed us to:

  • Meet critical PCI DSS compliance and data security requirements
  • Retain enough control to ensure a positive and intuitive user experience for store staff

The Value of a Modular Approach

We approached development modularly, breaking the system into manageable and testable components:

  • SDK validation
  • Simplified UI design
  • Robust backend architecture
  • Thorough app development
  • Seamless client system integration

This modular workflow let us build and test each component in isolation, moving quickly without compromising stability.

The Result

Thanks to these hard-earned lessons and our team’s collaborative spirit, our client now benefits from a secure, user-friendly payment management solution deployed on their PAX A920 terminals.

  • Supports a wide variety of payment methods
  • Integrates seamlessly with existing backend systems
  • Offers a scalable architecture ready for future growth

Let’s Talk

Do you have a complex hardware integration challenge? We’d love to help you conquer it.

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